18 Effortlessly Chic Modest Outfits That Combine Style and Comfort

Modesty and style don’t have to be mutually exclusive. With the right pieces, you can create outfits that are both fashionable and cover up in all the right places.

Whether you dress modestly for religious reasons, personal preferences, or simply want more options, this roundup of chic and creative looks will spark some inspiration for your wardrobe.

1. Turtleneck and Maxi Skirt

Beat the winter chill in this polished ensemble featuring a white turtleneck tucked into a flowing white pleated maxi skirt.

The gray denim jacket adds a casual touch while the beige slip-on shoes keep the look light and comfortable for all-day wear.

It’s a modest take on winter white that still makes an elegant style statement.

2. Cardigan, Turtleneck and Midi Skirt

Who says modest fashion has to be boring? This outfit proves you can still look put-together while covering up.

The beige wrap cardigan and white turtleneck make a neutral base, while the white midi skirt adds shape and movement.

Finish it off with tan knee-high boots for a pulled-together fall or winter look.

3. Sweatshirt and Maxi Skirt

Just because something covers up doesn’t mean it can’t have an edge.

This sporty outfit features a black graphic sweatshirt over a flowy black pleated maxi skirt—striking the perfect balance between modest and modern.

Ground it with black platform shoes and shades for a seriously stylish athleisure-inspired ensemble.

4. Tie Dye Top and Denim Skirt

Vintage-inspired pieces lend themselves perfectly to modest fashion.

This 70’s-esque outfit features a tie-dye long sleeve blouse tucked into a light wash denim maxi skirt.

Cinch the waist with a black belt and add pointed-toe flats for a retro look that keeps things covered in an effortlessly cool way.

5. Floral Dress and Leather Jacket

Make a dramatic entrance in this bohemian-inspired getup.

A floral maxi dress keeps things modest while still making a statement, then layer on a long leather jacket and platform boots for an unexpected mix of feminine and edgy.

It’s an easy way to stay covered up in a darkly romantic look.

6. Cream Coat and Trousers

An all-white outfit will never not look chic. This wintery ensemble features a cozy cream coat over cream wide-leg trousers and a matching scarf.

Then ground it with crisp white sneakers and a white handbag for texture and contrast. It’s a modest look that feels light, airy and elegant.

7. Turtleneck Crop Top, Coat and Jeans

A turtleneck peeking out from an oversized coat is such a chic pairing.

Tuck a white cropped turtleneck into light wash jeans, then layer on a camel coat left open.

Finish with white chunky sneakers for a monochromatic look that plays with proportions in an of-the-moment way.

8. Turtleneck, Oversized Sweater and Maxi Skirt

For modest cold-weather style, you can’t go wrong with layers in rich fall hues.

A white turtleneck under an oversized red sweater keeps things cozy, while a dark denim maxi skirt adds shape and coverage.

Then complete the look with tan UGG boots for the perfect blend of comfort and seasonal style in this autumn-inspired ensemble.

9. Cardigan, Top and Denim Skirt

Make a bold statement with color blocking pieces in eye-catching hues.

Tuck a vibrant red top into a denim maxi skirt with a front slit, then pull on a white cable knit cardigan for contrast and coverage.

Incorporate the red hue into the look with a pair of red sneakers to tie the whole outfit together.

10. Fitted T-Shirt and Cargo Pants

You don’t have to sacrifice comfort or modesty by dressing sporty.

This athleisure look features a pink fitted tee, beige cargo pants and white baseball cap for a casual sporty vibe.

Then incorporate pops of pink with matching pink Adidas sneakers to polish off this laidback sporty ensemble.

11. Blazer, Trousers and Ankle Boots

Just because office attire leans conservative doesn’t mean it has to be boring. This workwear outfit proves you can still look chic and stylish while keeping covered up.

A black blazer over a black top and gray wide-leg trousers strikes the perfect balance between professional and fashion-forward.

Then finish with black ankle boots for an outfit that transitions seamlessly from boardroom to evening plans.

12. Striped Sweater and Loafers

Minimal outfits centered around closet essentials like jeans, sweaters and hats make getting dressed easy while staying stylish.

This fuss-free look features a classic striped sweater over jeans, then finish with a wide-brim hat and loafers for a timeless ensemble that covers up without compromising style.

13. Houndstooth Coat and Sneakers

Bundled up layers are the perfect opportunity to creatively mix patterns and textures while keeping covered.

A houndstooth long coat makes a statement over jeans and a multicolored striped scarf.

Then finish with sneakers for an easy winter outfit formula that’s equal parts cozy and eye-catching.

14. Ribbed Maxi Dress

Sweater dresses seamlessly combine comfort and coverage in a chic simplified look.

This ribbed gray maxi sweater dress is an effortless base for cooler weather, then layer with a black crossbody bag and white sneakers to complete this everyday ensemble.

15. Turtleneck and Cargo Pants

Cargo pants are back in a big way—and their roomy silhouette lends perfectly to modest dressing.

Tuck a light gray ribbed turtleneck into metallic cargo pants for an unexpected play on proportions.

Then incorporate white sneakers to keep this modern look feeling relaxed and laidback.

16. Blazer, Leopard Print Top and Ankle Boots

Have fun playing with loud prints and textures while keeping covered up in layers.

A cream blazer over a leopard print top makes an eye-catching pairing, then pull it all together with blue wide-leg jeans and tan ankle boots for a wild mix-and-match look.

17. Bomber Jacket and Maxi Skirt

A bomber jacket always lends an element of cool to any outfit.

For this look, balance the tomboyish feel of a charcoal bomber with the femininity of a white maxi skirt and metallic flats.

It creates effortless contrast for a modest outfit that’s still interesting and on-trend.

18. Oversized Sweater and UGG Boots

You really can’t go wrong with a neutral color palette—it just works.

Start this winter outfit with cozy layers like a cream oversized sweater over blue wide-leg jeans.

Then finish with tan UGG boots for the perfect seasonal ensemble that prioritizes both style and warmth while keeping covered up.

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